professional insurance brokers - simon fenn in toronto, ontario, canada.
  • A Roofing Contractor’s Guide to Controlling Liability Insurance Costs

    By Derek Therriault
    In September 25, 2019
    Why your insurance has become more expensive? As many of you know from first-hand experience, your insurance became more expensive recently. You are not alone! Without delving too deeply into why I summarize here some of the contributing factors for both insurers and insureds: Competition between insurers for marketplace...
  • Employee Benefits – A Changing Landscape

    By Derek Therriault
    In July 29, 2019
    Our Group Benefits specialist Tara Klein wrote this excellent article that was recently published in the Ontario Industrial Roofing Contractors Association (OIRCA)’s latest publication of the Ontario Roofing News! Here are the highlights from the article:  OHIP + Launched in January of 2018 by Kathleen Wynne’s Liberal government, OHIP...

    By Derek Therriault
    In March 23, 2019
    A Halloween edition of “Simon Says” features a construction risk article on: Indemnification Agreements. I’ve seen some scary indemnification agreements in my career. Some butchered from the parts of many resulting in abhorrent Frankencontracts! Contractors should consider contractual risks carefully before bidding or entering any contractual agreement. If you...
  • Cyber Insurance… Don’t Be Next!

    By Simon Fenn
    In March 9, 2019
    You DON’T want to land on the front page of the newspaper because you’ve been hacked! Does your company have a website?  Do you have a presence on Twitter, LinkedIN, and Facebook?  If so, you may be susceptible to a cyber-attack. Consider that almost half of all ‘hacking’ attacks...
  • contractors insurance in toronto, ontario, canada

    Unsure About Surety Bonds?

    By Simon Fenn
    In March 4, 2019
    Surety bonds are an important part of the construction industry and are quite often a core requirement for contractors. Bonds, and specifically Contract Surety Bonds, differ greatly from insurance in that they are three party agreements between the contractor (the ‘Principal’), the project owner to whom you are obligated...
  • The Risky World of a Roofing Contractor

    By Simon Fenn
    In February 27, 2019
    A summary of a speech delivered by Simon Fenn at the CRCA 2015 AGM This article reviews historical issues affecting the roofing industry; roofing liability claims; insurable and uninsurable risk in roofing specifically and introduces an explanation of the risk management process, on the opinion that the ICI roofing...