Insurance Services for Roofing Companies

Fenn & Fenn Insurance Practice Inc. is the pre-eminent insurance broker representing the roofing industry in Canada. We are proud to be members of the Ontario Industrial Roofing Contractors Association (OIRCA) and Canadian Roofing Contractors Association (CRCA). We designed and negotiated the OIRCA Liability Insurance Programme in May 2005 and continue to be the industry leader today. We now offer a wide array of insurance including property insurance, fleet insurance, liability insurance including open flame applications and bonding services to the roof contracting industry.

A Brief History:

The ICI roofing sector experienced a rash of fires between 2000 and 2004 caused by torch applied roofing systems as well as asphalt kettles that are sometimes used at roof level.

Around this same time, the Word Trade Centre catastrophe followed by a stock market crash that led to a very difficult insurance marketplace. This resulted in a virtual moratorium for roofing liability coverages by the insurance industry on a national basis. What little coverage was available was both highly restrictive and extremely expensive.

 Due to our exceptional reputation in the construction industry, in 2003 we were approached by the Ontario Industrial Roofing Contractors Association (OIRCA), to help find a resolution to this problem.

We came through by launching the OIRCA Liability Insurance Programme in May 2005.

Today we are the broker of choice for many OIRCA members…

We collectively represent over $250,000,000 in annual gross receipts insured. This is equivalent to thousands of square feet of roofing work.

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Our Liability Insurance Programmes are underwritten by  A.M. Best A rated Insurers (, which possess a very high financial capacity to sustain claims.

Claims and the Roofing/Trade Contractor

With our extensive knowledge of both the construction and roofing industries, as well as construction contracts and insurance coverages, Fenn & Fenn Insurance

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Practice Inc. is uniquely positioned to be your advocate when a claim arises.   Additionally, our insurers have an excellent reputation for claims responsiveness. We have also ensured that the most experienced claims adjusters and legal counsel are appointed to represent you. We have facilitated large and small claims through to settlement. This is due in large part to our specific roofing related claims experience.

Client Testimonials

It is with great pleasure that I am able to inform that you have been chosen the winner of the 2015 OIRCA Award of Merit.

Don Marks - OIRCA Board of Directors

On behalf of the Canadian Roofing Contractors Association, I would like to thank you for your presentation...

Bob Brunet - Executive Director

With Fenn & Fenn Insurance Practice Inc., Roofing Contractors can expect:

  • Roofing trained staff
  • Available Limits of Liability exceeding $30,000,000
  • Market leading policy wordings
  • Contract insurance and indemnification specification review and advice
  • Online Certificates of Insurance using our proprietary software
  • Fast Contract Surety Bonding service with in-house power of attorney

To obtain a quote please complete our online application:

For a complimentary review of your insurance portfolio call us at 905-836-6066 or email us at

Fenn & Fenn Insurance Practice Inc. is proud to support Roof Rescue

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Active members of the following trade associations:

all risks insurance in ontario



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Professional Insurance Experts, Brokers in Toronto, Ontario, Canada

Arrange a Consultation

Speak with our professional Insurance Experts

Call Fenn & Fenn Insurance Practice at
905-836-6066 or email us at

Contact us to arrange a complimentary informational
meeting with no obligation. We look forward to meeting
with you and sharing our expertise,advice and Passion for Professionalism.

“Ensuring you are protected against risk is our greatest reward”